One of the downsides to many dental insurance policies? Waiting periods. For context: A waiting period is the amount of time the insured person must subscribe to a dental insurance policy before their benefits begin. But not to worry: There are dental insurance policies without waiting periods available—and many of these plans are as affordable and comprehensive as the policies that have them.
Dental insurance plans with no waiting periods share some common attributes with those that do. The best dental insurance for no waiting periods still manages to have affordable premiums while providing coverage right away. These plans cover things like cleanings and exams, fillings and other simple restorative work, and complex dental treatments—like bridges, crowns, and root canals—from day one of the insured’s coverage. Many dental insurance plans with no waiting periods also allow you to work in and out of network with a dentist of your choice.
Here we rounded up the best options for you. …
Best Dental Insurance for No Waiting Period of 2022
- Best Overall: Spirit Dental & Vision
- Best for Braces: Anthem
- Best for Seniors: Physician’s Mutual
- Best for Basic Coverage: United Healthcare
- Best for Root Canals: Humana
- Best Budget: MetLife TakeAlong Dental