The end of enhanced federal premium tax credits in late 2025 sent 2026 health costs soaring. According to KFF, ACA Marketplace premium payments more than doubled on average this year — up about 114%, from roughly $888 to nearly $1,904 a month. An estimated 7.3 million people lost coverage, 4.8 million becoming uninsured. Florida, with an uninsured rate near 13.2%, and Texas, the highest in the nation, were among the hardest hit.
Sun Health & Dental, a discount medical plan serving Florida and Texas, says it is seeing growing interest from households priced out of traditional coverage. Memberships start at $40 a month for individuals, $45 for couples, and $50 for families of up to five, giving access to a national network of more than 600,000 providers at pre-negotiated rates.